BEST High-Yield Savings Account in 2020 (95.73% RETURN?!)

Best High-Yield Savings Account in 2020 (95.73% Return?!)
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What’s up, my friend. It’s Simeon Ivanov.

I just found the best savings account for 2020 with a potential annual return of 95.73%. That’s not a typo. Of course, there’s more to that number, so let’s dive right in.

At the end of this video, I’ll give you an exact comparison of how much money you can make depending on where you keep your money as well as an amazing little surprise bonus that might as well end up making you 10 million dollars without spending a single dollar. I’m not joking, so stick around.

Of course, as usual, the best place to start is to destroy the like button for the YouTube algorithm. It’s free and it only takes doing… this. So… why not, right?

Alright, in the past few weeks I’ve been researching all possible savings accounts out there and I was shocked by the current rates of the so-called high yielding savings accounts in regular banks. To give you an example, Nerd Wallet rates the following as the best savings accounts for September 2020.

As you can see, the rates range anywhere between 0.6% and 0.8% and that’s great compared to the big banks like Bank of America or Chase that are not even trying. Their current rates are amazing as usual at 0.01%. I really don’t know why they are even offering these services. It’s a joke.

Anyway, in my research I accidently saw this video by Graham Stephan where he shares about this new bank called Yotta and their crazy idea for a savings account.

After I watched Graham’s video, I opened an account straight away and moved much of my cash there.

Let’s see what makes Yotta the best savings account in 2020 and why you might want to open one right now.

First and foremost, it incentivizes people to save money, because for every $25 dollars saved, you get a weekly ticket into a lottery type drawing where you can win prizes like a Tesla Model 3 and up to 10 million dollars. Yes, you put $25 in a savings account and you can win 10 million dollars.

As you can imagine, that’s a huge deal because 40% of Americans have less than $400 in savings which puts them in great risk in case of an emergency.

At the same time, the same people who have less than $400 in savings spend about $640 per year on lottery tickets. So how about you give free lottery tickets when people save money. That’s an incredible idea because it rewards people for doing the right thing. I love that.

The second amazing benefit, their current interest rate is 0.2% but if you take into consideration the current chances of winning any of their prizes, that return is bumped up to 2.5% APY on average which makes it by far the best savings account on the market in 2020 in terms of potential returns.

The third amazing benefit, you guessed it – the chance to win up to 10 million dollars by doing pretty much nothing. You just need to keep at least 25 dollars into your savings account for a chance to win. And the more you save with Yotta Savings, the more tickets you’ll have and the higher chances of winning in the weekly prize drawing.

The fourth benefit, Yotta savings has created a referral program where you can refer people and earn additional free tickets for the weekly drawings. In fact, just one referral can bring you 100 extra tickets which is the equivalent of depositing $2,500 in your savings account. And the more people you refer, the better the rewards get.

If you want to get 100 free tickets right from the start, you can use my affiliate link in the description below to jumpstart your Yotta Savings account and higher your chances of winning weekly prizes. If you do that I’ll also get 100 extra tickets so… cheers for that!

Of course, all your money is insured by the FDIC for up to $250,000 just like with any other major bank.

So let’s estimate how much you can make by keeping your money in the different savings accounts right now.

Let’s compare Chase vs American Express vs Yotta. If you invested 1,000 dollars in all three of these accounts in 10 years you will have the astonishing 1,001 dollars in Chase. Well done, Sherlock. If you keep the money for 100 years, you’ll probably be able to afford a Starbuck coffee by the year 2120. Even though a Caffee Mocha will probably cost much more than 10 dollars by then.

If you left your money with American Express savings account you’ll have $1,061 and if you used Yotta savings account, you could potentially end up with $1,283.

But if you were luckier than me, and you won the 10 million dollar prize, that would boost your annual returns to 95.73%.

Of course, your chances of hitting the jackpot are 1 in 8 billion but you also have a 1 in 130 million chance to win a Tesla and a one in 270 thousand to win 1,000 dollars.  

All in all, the results are pretty obvious. Of course, the luckier people will end up getting massive returns and others will have a lower than 2.5% return but it’ll still beat most other banks so it becomes a total no brainer where to keep your cash reserves.

By the way, let me know in the comments below if you decide to sign up. I’ll be happy to know that you took advantage of that offer and even happier if you happen to win one of the major prizes. Just promise me that if you win the 10 million dollar prize, you’ll buy me some Japanese green sencha tea because I just ran out of it and couldn’t drink my tea today. That’s all I want.

And for anyone thinking, how is this possible, is this a scam. No, it’s not a scam. Yotta savings is backed by Y Combinator which is the biggest startup accelerator in the U.S. The company has been featured in Forbes, TechCrunch, Yahoo Finance, Bloomberg and more.

Although a business model used to be illegal in the United States until 2015, it’s now totally legitimate and it just makes so much sense.

So if you want to take advantage of that offer and get 100 free tickets which is the equivalent of depositing 2,500 dollars, all you need to do is hit the link in the description and get the mobile app and you’ll automatically be credited the 100 free tickets to win the impressive cash prizes or a Tesla Model 3.

As usual, if you found this episode valuable, make sure you subscribe and hit the notification bell to make sure you receive the next one. Also, follow me on Instagram or LinkedIn where I share extra tips every week.


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* * *
Best High-Yield Savings Account For 2020 - 00:00
Best Savings Accounts According To NerdWallet - 00:48
Yotta Savings Review And Graham Stephan - 01:32
Chase Savings vs AMEX Savings vs Yotta Savings - 04:40
Is Yotta Savings A Scam - 06:38
Yotta Savings Referral Code - 07:06

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